Who makes sure plan compliance and administration stays off my desk?

The BenefitGuard 401(k) plan is sponsored by BenefitGuard, which appoints a principal fiduciary to oversee all aspects of the plan’s operations. The plan’s record keeping and compliance team currently serves $850 million and over 1,300 multiple employer plan adopters.

Who makes sure our savings are invested properly?

Have you ever wondered if the fees your mutual fund provider charges are reasonable? Or if the investments you’ve selected are resulting in the right balance of risk and return during this stage of life? The BenefitGuard 401(k) provides all plan participants with independent, full-time investment fiduciary oversight. The result–your employee with a 5,000 account balance gets treated like she has $5 million.

Who are the investment providers?

Our independent investment fiduciaries construct portfolios using a variety of mutual funds. Here are two of the names you’ll see:

The Vanguard Group is one of the two largest mutual fund organizations in the world, and manages $1.3 trillion in U.S. mutual funds. The average fund expense ratio is just 0.23% (one-fifth the industry average).

Dimensional Funds’ (DFA) no-load mutual funds are not available to the public, retail brokers or most investment advisors. AT&T Inc., Boeing, Citigroup, PepsiCo Inc., Carnegie Mellon University and St. John’s Hospital and many other large institutions have chosen DFA for investment management. Founded in 1981, DFA is the nation’s 11th largest mutual fund company, and currently manages approximately $187 billion in assets.

Who makes sure our savings are safeguarded?

Your savings are held at TD Ameritrade Trust Company, a no-nonsense custodian entrusted with $11 billion in retirement plan savings.