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About commuter benefits

Commuting to work each day can be expensive. A commuter benefit program can help employees save money on commuting costs and offers the convenience of home delivery of orders. Commuter benefit plans help reduce commuting costs by allowing employees to pay for eligible expenses with pre-tax dollars. Employees can set aside up to $540 each month ($270 for transit and $270 for parking) toward eligible commuter expenses.

Eligible commuting methods and expenses

  • Train
  • Bus
  • Commuter/light rail
  • Vanpooling
  • Ferry and boat
  • Shuttle bus
  • Parking at the commute site (e.g., train station or your work site)

Ineligible expenses

  • Mileage
  • Tolls
  • Fuel
  • Business travel expenses
  • Auto maintenance
  • Expenses reimbursed from other sources

HealthEquity and commuter benefits

Benefits can be complicated to manage. An employer may have relationships with a different vendor for every benefit they offer to their employees. That’s why HealthEquity provides commuter benefits as part of our comprehensive offering. Simplify the management of your benefits package by partnering with HealthEquity for your commuter benefit in addition to your health savings accounts (HSA), 401(K) and more.

HealthEquity commuter products

Below are a few of the different options employers have for offering a commuter benefit for their employees.

Public transportation and vanpools

Commuter check vouchers
Commuter check vouchers are a flexible way to pay for transit expenses. Vouchers can be used to purchase transit passes, tickets, cards or other fare media from transit providers and retail merchants, in addition to paying for vanpool expenses. Orders can be placed in denominations that meet your transit needs, while taking advantage of the $265 pretax limit. Vouchers are valid for 15 months and are a great option for frequent or infrequent riders.

Commuter check card
Commuter check cards are reloadable debit cards accepted at transit agencies or designated transit retail centers where only transit passes, tickets, fare cards and vanpool passes are sold. The debit card can be used at fare vending machines nationwide.

Fare media
Fare media is offered by participating transit authorities across the nation and includes: region specific transit passes, tickets or smart cards. If an employee uses more than one provider to get to work (bus for one way and a train for another), they will need to order each pass separately.


There are several parking options available to meet your employees' needs.

Monthly direct pay
The convenient monthly direct pay solution allows employees to enter the parking provider and other information about their existing monthly parking arrangement, and TRI-AD will pay their parking expenses directly each month.

Commuter check for parking vouchers
The commuter check for parking vouchers are made payable directly to the parking provider of choice for your employees. Vouchers may be used to purchase one or more types of parking, and employees can order as many as they need for multiple parking providers. Vouchers come in flexible denominations and are valid for 15 months.

Debit card
Using the pre-paid debit card solution offers the functionality of a voucher with the convenience of a reloadable, personalized debit card for use at parking facilities nationwide. No receipts are necessary with this solution. Employees will receive one card funded with the amount specified each month.

For Commuter solutions:

Contact our team