Health savings account (HSA)

HSAs empower health savings in several ways:

  • Lower monthly health insurance premiums
  • HSA contributions are not taxed*
  • You earn tax-free* interest on HSA balances
  • HSA funds used for qualified medical expenses are not taxed*
  • HSA balances roll over year after year
  • You own your HSA, even if you change jobs or retire

*HSAs are never taxed at a federal income tax level when used appropriately for qualified medical expenses. Also, most states recognize HSA funds as tax-free with very few exceptions. Please consult a tax advisor regarding your state's specific rules.

Video: Winning with an HSA
Document Quick Preview Download

Winning with an HSA

An overview of HSAs. How they work and why they are beneficial.

  Download

Your HSA transfer

An overview of the HSA transfer process.

  Download

Interest rate schedules

A snapshot of current HSA interest rates.

  Download

Invest your HSA dollars

An overview of available investment funds and instruction to get you started.

  Download

HSA member guide

A comprehensive overview of HSAs and HealthEquity.

  Download

About HealthEquity

How HealthEquity can empower you to win with health care.

  Download

HSA Transfer Form   Download
HSA Custodial Agreement   Download
Trusted Advisors

Account Mentors

Our team of HSA specialists based in Salt Lake City is available every hour of every day, providing you with the tools and information you need to optimize your HSA.

866.346.5800