Legal

© 2010 BenefitGuard, LLC. All rights reserved. BenefitGuard and the BenefitGuard logo are trademarks of BenefitGuard. All other trademarks are property of their respective owners.

BenefitGuard is an independent plan sponsor. Past investment performance may not be indicative of future results. Therefore, no current or prospective client should assume that the future performance of any specific investment, investment strategy, or product made reference to directly or indirectly on the Website, will be profitable or equal to any performance levels indicated. Information throughout our site and materials, whether stock quotes, charts, articles, or any other statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Neither our information providers nor shall we be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user.

401(k) Chart Disclaimer

Based on a Burgess and Associates study examining the performance of 14,487 retirement plan participants from 1997-2006. 5.20% represents the gross return for the Non-Lifestyle group (i.e. do-it-yourselfers) represented by those participants who chose their own portfolio mix throughout the period. Also supported by the DALBAR report Quantitative Analysis of Investor Behavior 2007, 2008 and 2009. All rates of return are hypothetical and are not meant to represent any particular investment. BenefitGuard does not guarantee investment performance.

See Strengthening Worker Retirement Security by John C. Bogle (founder of Vanguard), February 24, 2009 (congressional testimony). Also supported by actual historical returns for the S&P 500 and Barclays aggregate bond index.

See Uncovering and Understanding Hidden Fees in Qualified Retirement Plans February 1, 2007.

Income in retirement represents the cumulative income paid during retirement in equal installments over 20 years. Average Employee income is based on data collected by the Employee Benefits Research Institute (EBRI), which suggest that the average participant in a 401(k) plan earns an income of $44,000 per year. Assumes annual contributions of $4,400 for 35 years.

Why our clients love BenefitGuard

  • "Wow! I feel like royalty. Thanks for all the individual attention!"

    - Joyce, Plan Participant

  • "We really like the ease of use of BenefitGuard, as well as knowing that a true fiduciary is looking out for our best interests all the time."

    - Jesus, Plan Participant

  • "The BenefitGuard plan enables my small company clients to enjoy a high performance 401(k) plan that is traditionally reserved for billion-dollar companies."

    - Cris, Investment Advisor

Gain access to the industry’s best