Tag: Administration

The 401(k) industry is complex. With a mixture of rules and regulations that are written and enforced by more than one government organization, there are a plethora of complications that can arise. Every year, 401(k) plans around the country are subject to government non-discrimination and coverage testing. Because the U.S. Government offers substantial tax benefits […]

Read More

When referring to 401(k) audits, most plan sponsors understand the basic concepts of the annual audit attached to the IRS Form 5500 for plans greater than 100 participants. The auditor is onsite for a couple of weeks and gathers the needed information pertaining to the financials of the plan. But what happens when the government […]

Read More

Have you ever really tried to find a needle in a hay stack? Probably not.  But if you’ve ever tried to understand the “Total Cost” of your company’s 401(k) plan, it probably feels pretty similar.  Despite new rules and regulations around fee disclosures, understanding your total plan costs can be extremely difficult.  And even if […]

Read More